Companies Fail When Professionals Fail to Anticipate
Cash-flow Risk
Liquidity shortfalls that threaten operations
Market Volatility
Unpredictable market movements
Credit Exposure
Counterparty and payment risks
Investment Failure
Poor investment decisions and losses
Operational Risk
Process and system failures
Contractual Financial Risk
Legal and compliance exposures
FRAC® validates your ability to analyze and manage these risks from a corporate decision-making perspective
Discover FRAC CertificationWhat Is FRAC?
FRAC is an accredited professional certification which awards successful candidates with FRAC professional designation. FRAC aims to recognize individuals with proven competence in corporate financial risk analysis and decision-making.
FRAC is not theoretical finance.
FRAC is financial risk analysis as it actually happens inside companies.
It certifies your ability to:
- Identify financial risks that impact business sustainability
- Apply practical financial risk management tools used in real corporations
- Communicate risk insights across finance and non-finance functions
Why Earn the FRAC Certification
Be Trusted in High-Impact Decisions
FRAC signals that you are competent to analyze and communicate financial risk where decisions affect cash flow, investment outcomes, and corporate sustainability.
Get CertifiedPrevent Loss Before It Happens
FRAC equips you to identify and measure financial risk early, before volatility, liquidity pressure, or credit exposure turn into real losses.
Learn MoreClose the Financial Knowledge Gap in Risk Management
Empowers risk professionals without formal finance training to recognize, interpret, and manage financial risk with confidence.
See If You QualifyExtend Your Influence Beyond Finance
FRAC equips financial professionals with the ability to recognize how financial decisions translate into real risk exposure across the organization.
View CompetenciesDifferentiate with Accredited Competence
Training builds knowledge. FRAC certification proves capability. In an uncertain business environment, having financial risk certification brings career advantage.
View AccreditationWho FRAC Is For
FRAC is designed for professionals who:
- Make or influence financially risky decisions
- Professionals responsible for managing and monitoring firm wide risk
- Are responsible for cash flow, contracts, pricing, treasury or investments
- Need strategic risk thinking without becoming financial quants
Typical FRAC candidates include:
What Makes FRAC Different
Corporate-First Risk Perspective
Strong application in corporate financial risk management occurring through operation and business deals.
Think Like Finance. Act Like Risk.
Gain the combined perspective on finance and risk management that organizations rely on for high-impact decisions.
Practical, Not Abstract
FRAC emphasizes usable methods, not heavy concepts detached from business reality.
Cross-Functional Relevance
FRAC equips professionals outside finance to understand and manage financial risk intelligently.
The Required Competence to Hold FRAC Designation
To earn FRAC Certification, professionals need to demonstrate core competencies
Risk Identification
Identify key financial risks across corporate activities
Risk Measurement
Measure market, credit, and liquidity risks using standard financial tools
Cash-flow Assessment
Assess cash-flow vulnerability and liquidity exposure
Investment Risk Evaluation
Evaluate financial risk arising from business and investment failure
Financial Statement Analysis
Detect risk signals embedded in financial statements
Risk Communication
Communicate risk implications clearly to management and stakeholders
This is decision-level competence, not academic knowledge.
Demonstrate Your Professional Risk CompetenceFRAC Curriculum
The FRAC curriculum is structured around real corporate financial risks
Core Topics
Financial Risk in the Corporate Context
Foundation of corporate risk management
Market Risk in Corporate Context
Understanding market dynamics and impacts
Credit Risk in Business Operation
Managing counterparty and payment risks
Corporate Liquidity and Cash Flow Risk
Ensuring financial sustainability
Understanding Financial Risks Arising from Business and Investment Failure
Understanding and preventing failures
Risk Management Strategies
Managing Market Risk through Hedging
Financial instruments and hedging strategies
Managing Market Risk through Operations
Operational strategies for risk mitigation
Managing Credit Risk for Corporations
Credit assessment and management techniques
Managing Liquidity Risk and Cash Flow
Cash management and liquidity planning
Identifying Potential Financial Risks in Financial Statements
Identifying risks in financial Statements
Each topic is framed from a risk manager's and decision-maker's perspective, not a purely technical one.
Download Full SyllabusInternational Recognition
Current Accreditation
Full International Recognition
The FRAC Certification has received full accreditation from Komite Akreditasi Nasional (KAN) in Indonesia, an authoritative government accreditor and a member of International Accreditation Forum (IAF).
US Accreditation
In Progress
The program is undergoing an accreditation process by a top US accreditor and aimed to receive full accreditation in 2026 or 2027.
Certification Format
Single Level
One comprehensive exam
100 Questions
Multiple-choice format
2.5 Hours
Exam duration
60% Pass Mark
Minimum score required
Prerequisites
Candidates are not required to come from financial background, but expected to have exposure related to financial risk through management and operation.
Why Certification Matters
Training improves knowledge.
Certification signals verified competence.
FRAC certification demonstrates that you:
- Have passed through rigorous and independent assessment
- Meet a defined professional standard
- Can apply risk concepts in real corporate settings
- Are accountable to professional expectations
For Employers
FRAC reduces decision risk
For Professionals
FRAC increases career credibility
Competitive Advantage
Career Value of FRAC
Risk-Aware Decision Partners
Strategic business advisors
Financially Literate Managers
Bridge finance and operations
Cross-Functional Communicators
Connect diverse teams
Strategic Contributors
Influence key decisions
When uncertainty defines the environment,
financial risk competence defines who survives.
Reserve Your Spot in the Upcoming FRAC ExamReady to Elevate Your Career?
Join professionals worldwide who have validated their financial risk expertise with FRAC certification